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Annual Exam

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An annual exam is a once-a-year visit for a review of general health issues which normally also includes a breast, pap and pelvic exam. Among the items that will be covered are:

  • Review of menstrual history
  • General physical exam
    Including breast exam
    Including pelvic exam and pap smear
  • Update on family medical history
  • Review of your health history
  • Update on work and social history
  • Need for any medication (including birth control) refills
  • Evaluation for various screening test based on age and personal/family activity
    Including mammogram
    STD screening
    Including bone density baseline

If you have specific new problems to discuss with your provider, you should let your provider know this before the exam begins. There will not be enough time to do both an annual exam and to evaluate your new problem(s). You and your provider may have to determine which area to address at this visit and make a subsequent appointment to address the other topic.

Insurance coverage for this annual visit vary widely among carriers. You may want to contact your insurance carrier in advance to find out if the visit will be covered or if it will be an out-of-pocket expense. The timing of the visit can also be critical; some carriers require one year plus one day for this exam to be a covered benefit. If an annual exam occurs after 51 weeks it may not be covered; you may have to wait another 10 days before it is covered! (We don’t make the rules, we follow them just like you do.)


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